Anthony I. Scorsone
Get The Representation You Deserve!
Phone: (585)797-5815    Fax: (585)279-8091
Mortgage Information
This section features mortgage information for Greater Rochester area home buyers.  With relationships at some of the best local mortgage providers, I am able to refer you to the high quality professional most suitable to your needs.

In order to help you with your home purchase, I have put together a simple review of some of the major fixed rate mortgage programs available.  Please keep in mind many others exist...

USDA Loans
The buyer may borrow 102%, and sometimes more, of the home purchase price.  Designed for loans in Rural Areas, not all homes will qualify for this type of mortgage.  Maximum Income limits also apply.

Conventional Loan
The buyer usually contributes between 5% and 25% plus closing costs toward the home purchase, and takes out a mortgage for the remainder. The buyer may receive up to 3% and sometimes more, of the purchase price in the form of closing cost assistance. 

FHA Real Estate Loans
Currently one of the most popular programs, an FHA loan is insured by the Federal Housing Administration.  The downpayment is only 3.5% plus closing costs, and the buyer may receive up to 6% of the purchase price in the form of closing cost assistance. 

VA Real Estate Loans
A VA loan in the United States is guaranteed by the Veterans Administration. The loan may be issued by qualified lenders. The VA was designed to offer long-term financing to American Veterans or to their surviving spouses, with low cash out of pocket requirements.

The Quick Real Estate Mortgage information Request Form

Considering a home loan or refinance in the near future?  Fill out the form below, and I will provide you with the information you will need to select a local lender.
All inquiries will be responded to in a timely fashion and your information will be kept strictly confidential.
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Greater RochesterIrondequoitPenfield

2191 Monroe Ave. • Rochester, NY 14618
Phone: (585)797-5815 • Fax: (585)279-8091